PhoneCash is developed as a P2P application - that is to say that anyone who has a mobile phone is a potential customer of PhoneCash.

PhoneCash is virally marketed and millions of people with mobile telephones worldwide may advantage themselves and others by using PhoneCash.

Practically everyone is a merchant, whether you are using PhoneCash on the internet, in retail stores, or for P2P transactions. You may use PhoneCash to pay your employees. You may use PhoneCash to receive and pay bills. You may accept PhoneCash for any of these purposes - it's a lot cheaper than any credit card or ATM carriers. PhoneCash is a lot more immediate and less expensive than wire fees. PhoneCash has been designed to pay people worldwide confidentially, privately and securely.